5 Signs It’s Time to Review Your Insurance Policies
Insurance is essential for protecting the things that matter most in life—your home, your car, your business and even your family’s future. However, as life changes, your insurance needs may evolve, making it crucial to periodically review your coverage. At Horton & Associates, we specialize in providing expert guidance to ensure that your insurance policies […]
Insurance Options for Evergreen Renters: Protecting Your Belongings and Liabilities
Renters insurance is a crucial safeguard for anyone leasing a property. While your landlord’s insurance policy covers the building itself, it does not protect your personal possessions or provide liability coverage for incidents that may occur within your rental unit. Renters insurance fills this gap, offering three primary types of protection: Personal Property Coverage Personal […]
Insurance Checklist for New Homebuyers: Steps to Protect Your Investment
Congratulations on purchasing your new home! As you embark on this exciting journey of homeownership, it’s essential to prioritize protecting your investment. Homeownership comes with various risks, from property damage to liability concerns, which is why having the right insurance coverage is crucial. In this blog post, Horton & Associates provides new homebuyers with an […]
Wildfire Preparedness: Insurance Coverage for Safeguarding Your Property in Evergreen
Wildfires have become a growing concern for homeowners in rural, wildfire-prone areas like Evergreen. As these natural disasters become more frequent and severe, it is crucial to have a solid preparedness plan in place. Insurance plays a pivotal role in safeguarding your property and ensuring you can recover quickly in the aftermath of a wildfire. […]
Preparing for Hurricane Season in Evergreen: Essential Insurance Coverage and Safety Tips
Hurricane season brings with it the potential for severe weather events that can cause significant damage to homes and properties. For residents of Evergreen, Alabama, preparing for hurricane season is essential to minimize risks and ensure the safety of your family and property. In addition to taking proactive safety measures, having the right insurance coverage […]
Different Types of Homeowners Insurance Deductibles
Homeowners insurance policies typically offer several types of deductibles for property damage coverage. Here are some common types of homeowners insurance deductibles: Dollar Amount Deductible: This is the most common type of deductible found in homeowners insurance policies. With a dollar amount deductible, the policyholder is responsible for paying a specific amount out of pocket before […]
Comparing Business Insurance Policies: What to Look For
Choosing the right business insurance policy is a critical decision for any business owner. With a multitude of options available, it can be challenging to determine which policy best suits your business needs. Horton & Associates, LLC, with its extensive experience and a wide range of insurance options, stands as a valuable resource in this […]